PrivacySpeak

Navigating the world of telemarketing, data privacy & AI

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Kellie Bubeck Kellie Bubeck

Call Chaos Ahead? Supreme Court Ruling Could Shake Up Telemarketing Landscape

On June 20, 2025, the Court ruled in McLaughlin Chiropractic Associates, Inc. v. McKesson Corp. that district courts are not bound by the Federal Communications Commission’s (FCC) interpretation of the TCPA. Instead, judges must interpret the TCPA for themselves, using ordinary legal analysis, while giving “appropriate respect” to the agency’s view.

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Kellie Bubeck Kellie Bubeck

New York Passes Landmark AI Safety Bill, Heads to Governor

What happens when artificial intelligence becomes powerful enough to cause real-world disasters? New York isn’t waiting to find out. On June 15, 2025, the state passed the Responsible AI Safety and Education (RAISE) Act, making it the first in the nation to impose legal obligations on developers of high-risk AI.

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Kellie Bubeck Kellie Bubeck

A Shot of Clarity: What the Coffey Ruling Means for the Real Estate Industry

The housing market is buzzing, and agents are racing to get listings any way they can. But even with off-market deals and cash offers flying around, real estate pros need to be careful. A recent ruling out of Arizona shows that not every outreach effort runs afoul of the Telephone Consumer Protection Act (TCPA).

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Kellie Bubeck Kellie Bubeck

Go West, Young Man: Is Texas the Next Big Telemarketing Lawsuit Hotbed?

Florida has long worn the crown when it comes to state-level telemarketing litigation, thanks in large part to the Florida Telephone Solicitation Act (FTSA) and its generous private right of action. But now, eyes are turning west. With Texas SB 140 on Governor Abbott’s desk and a September 1, 2025 effective date looming, we may be witnessing the early stages of Texas becoming the next major battleground for TCPA-plus lawsuits.

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Kellie Bubeck Kellie Bubeck

Say My Name: SelectQuote Scores Big Win—For Now

Companies are often sued not because they made the calls, but because someone else did. And when that “someone” is a third-party lead generator, plaintiffs need more than speculation to tie the defendant to the phone call. That was the key issue in Lightfoot v. SelectQuote, Inc., No. 1:24-cv-04673, 2025 U.S. Dist. LEXIS 103026 (N.D. Ill. May 30, 2025), where SelectQuote secured a win at the motion to dismiss stage by showing the call in question didn’t mention them at all.

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Kellie Bubeck Kellie Bubeck

Is TCPA Insurance Worth It? Here’s My Take

TCPA class actions are notoriously expensive to defend—even when the claims are weak. With statutory damages ranging from $500 to $1,500 per call or text and the potential for nationwide class exposure, litigation costs escalate quickly. Simply reaching or opposing class certification can cost tens, if not hundreds, of thousands of dollars. It’s no surprise that many businesses consider TCPA insurance as a safety net. But is it worth it? In my experience, not always—and here’s why.

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Kellie Bubeck Kellie Bubeck

Where There’s Smoke, There’s Fire: Lessons from a Multimillion-Dollar Telemarketing Indictment

A newly unsealed federal indictment out of Philadelphia serves as a powerful reminder to everyone in the lead generation, sales, and telemarketing space: you are responsible for knowing who you are doing business with. That includes knowing your lead sources, scrutinizing your contracts, and perhaps most importantly, shutting things down when something feels off.

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Kellie Bubeck Kellie Bubeck

Rule 68 Offers and Discovery Pitfalls: Lessons from Johnson v. Crowdvest

Under the Federal Rules of Civil Procedure, Rule 68 allows a defendant to make a formal settlement offer to the plaintiff, including accrued costs. If the plaintiff accepts within 14 days, judgment is entered. If not, the offer is withdrawn. But if the plaintiff ultimately recovers less than what was offered, they may have to cover the defendant’s post-offer costs.

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Kellie Bubeck Kellie Bubeck

Same Rules, New Tech: AI Calls Must Comply with the TCPA

Sometimes, it’s important to have a legal reminder—much like reminding your kids to say “please” or “thank you” for the thousandth time. So, here’s your reminder: if you are using artificial intelligence (AI) to make calls or send texts, they are subject to the Telephone Consumer Protection Act (TCPA).

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Kellie Bubeck Kellie Bubeck

The Early Text Gets the Lawsuit: Craftie Fox Sued Under TCPA

In recent months, a growing trend has emerged: plaintiffs filing TCPA class actions that claim companies violated federal calling time restrictions by reaching out before 8:00 a.m. or after 9:00 p.m. local time, even when the person may have given consent.

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Kellie Bubeck Kellie Bubeck

Modernizing Privacy, California-Style: CPPA Unveils New Proposed Rules

California is once again leading the charge in shaping the future of privacy regulation. On May 1, 2025, the California Privacy Protection Agency (CPPA) released a new round of proposed rules under the California Consumer Privacy Act (CCPA), aimed at modernizing how companies handle consumer data, automated decisionmaking, and cybersecurity oversight.

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Kellie Bubeck Kellie Bubeck

Can Texting Parents for COPPA Consent Trigger TCPA Liability?

Let’s say your child wants to download Minecraft. He’s prompted to enter a parent’s phone number before proceeding, and he puts in yours. Moments later, your phone buzzes with a text asking for parental consent. While this seems like a responsible move under the COPPA, you pause. You never agreed to receive that text. Does this comply with the TCPA?

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Kellie Bubeck Kellie Bubeck

FTC Updates COPPA to Strengthen Children’s Online Privacy Protections

If you're a parent, you've probably heard “Can I download this game?” more times than you can count. It may seem harmless, but behind that button lies a world of data collection—especially when the user is a child. To address this, the FTC rolled out major updates to the Children’s Online Privacy Protection Act (COPPA) on April 22, 2025, aiming to give parents greater control over how personal information is collected from children under 13 online.

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Kellie Bubeck Kellie Bubeck

FTC Puts the Brakes on Uber’s “Cancel Anytime” Claim

The Federal Trade Commission (FTC) has filed a lawsuit against Uber, claiming the company misled customers about its Uber One subscription service. According to the FTC, Uber charged people without proper consent, exaggerated promised savings, and made it ridiculously hard to cancel despite advertising the service as “cancel anytime.”

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The content of PrivacySpeak is not legal advice and should not be used as a substitute for consulting with a qualified attorney. Information provided may not apply to all jurisdictions and may be subject to change. © 2025 Bubeck Law LLC