PrivacySpeak

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Kellie Bubeck Kellie Bubeck

Dead Argument Revived? Two Courts Rule Texts Are Not “Calls” Under TCPA

After a recent string of court rulings treating texts as “calls” under the TCPA, it seemed like the argument that texts are not calls was effectively dead. Trying to argue otherwise started to feel a bit like bringing a rotary phone to a smartphone fight. But two recent federal district court decisions suggest the issue may not be quite as settled as many assumed.

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Kellie Bubeck Kellie Bubeck

Fifth Circuit Exterminates Written Consent for Prerecorded Calls

In Bradford v. Sovereign Pest Control of TX, Inc., 2026 U.S. App. LEXIS 5614 (5th Cir. Feb. 25, 2026), the Fifth Circuit held that the TCPA requires only “prior express consent” for prerecorded calls to cell phones, and that consent may be oral or written.

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Liam Heusel Liam Heusel

Oklahoma Inches Closer Toward Consumer Privacy Law

Oklahoma is poised to join 19 states with comprehensive consumer privacy laws, further expanding the state-by-state compliance landscape for businesses that collect and use personal data. If enacted, the law would take effect January 1, 2027, adding another jurisdiction to an already complex regulatory map.

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Kellie Bubeck Kellie Bubeck

Overlooked and Enforceable: The Return of California “Shine the Light” Claims

Many businesses assume their California privacy exposure is fully addressed through compliance with the California Consumer Privacy Act (CCPA). But that assumption can leave important gaps. We are seeing a rise in inquiries and pre-litigation letters invoking California’s “Shine the Light” law. These requests may appear routine but mishandling them can create real statutory and litigation risk.

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Kellie Bubeck Kellie Bubeck

California AG Secures Record $2.75M CCPA Settlement Against Disney

Disney is one of the most recognizable brands in the world, but even Mickey isn’t safe from the California Consumer Privacy Act (CCPA). In a landmark enforcement action, the California Attorney General yesterday announced a $2.75 million settlement with The Walt Disney Company, the largest settlement to date under the CCPA.

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Kellie Bubeck Kellie Bubeck

Designing Enforceable Opt-Ins: Lessons from Dahdah v. Rocket Mortgage

When websites tell users they agree to terms by clicking a button, when does that click actually bind them? In Dahdah v. Rocket Mortgage, LLC, No. 24-1910, 2026 LX 73742 (6th Cir. Jan. 26, 2026), the Sixth Circuit addressed that question in a setting familiar to many businesses: a consumer entering information on a lead-generation site and clicking buttons to move forward.

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Kellie Bubeck Kellie Bubeck

Cookies, Pixels, and Lawsuits: How a Simple Banner Can Protect Your Business

Not everybody loves a good cookie, and plaintiffs’ lawyers are proving it. In California, routine website cookies, pixels, and analytics tools are increasingly being cited as evidence of illegal “interception” under the California Invasion of Privacy Act (CIPA), particularly when users were never given a meaningful choice.

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Kellie Bubeck Kellie Bubeck

Are Texts with Video Clips “Prerecorded” Calls? The Ninth Circuit Says No

On January 13, 2026, the Ninth Circuit issued Howard v. Republican National Committee, reaffirming that texts are “calls” under the TCPA despite recent uncertainty. The court also held that a text containing a prerecorded video is not necessarily a “prerecorded” call signaling a narrower view of TCPA liability.

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Kellie Bubeck Kellie Bubeck

FCC Hits Pause (Again) on Global Consent Revocation

If you’ve been following the FCC’s evolving rules on TCPA consent revocation, you may be feeling a sense of déjà vu. The FCC has again delayed the most controversial part of its consent revocation rule: the requirement that an opt-out to one type of call or text would apply to all future automated or prerecorded calls and texts from the same caller.

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Kellie Bubeck Kellie Bubeck

Real Estate Agents: Before You Call or Text, Read This

If you’re a real estate agent or brokerage using calls or texts to generate sales, the TCPA should be on your radar. TCPA lawsuits against real estate professionals have surged in recent years. These cases frequently name both brokerages and individual agents, are costly to defend, and often stem from routine marketing calls or texts.

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Liam Heusel Liam Heusel

Is Trump really going to sign an executive order that overrides state AI laws?

On December 8, President Trump posted on Truth Social that the U.S. needs a single national AI rulebook, warning that no company can function if it must seek “50 approvals every time they want to do something.” He plans to sign an executive order that could sweep aside state-level AI laws and replace them with one federal standard.

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Kellie Bubeck Kellie Bubeck

The Second Circuit Enters the Chat: Texts Treated as Calls Under the TCPA

For the first time in the Second Circuit, a federal court has squarely decided whether a text counts as a “telephone call” under the TCPA for purposes of the National Do Not Call Registry. In Wilson v. Better Mortgage Corp., 2025 U.S. Dist. LEXIS 251694 (S.D.N.Y. Dec. 5, 2025), the Southern District of New York held that it does.

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Kellie Bubeck Kellie Bubeck

Don’t Drop the Ball on January 1: Three States Ring in Major Privacy Changes

With only a month left in 2025, businesses that handle consumer data should be preparing for three new state privacy laws taking effect on January 1 in Indiana, Kentucky, and Rhode Island. Each law fits within the growing patchwork of U.S. privacy regulation, but the applicability thresholds differ enough that companies may find themselves covered in one state but not another.

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Liam Heusel Liam Heusel

The Text Tug of War: How Courts Are Splitting on the TCPA

Is a text the same thing as a phone call? Most people would say, “Of course not.” But under the Telephone Consumer Protection Act (TCPA), that question has now split courts around the country and left businesses, consumers, and lawyers waiting for clarity.

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Kellie Bubeck Kellie Bubeck

California’s New “One-Click Delete” Tool Could Reshape Privacy

Imagine wiping your personal information from hundreds of data brokers with one action. No endless opt-outs. No searching for hidden links. No guessing who has your data. Beginning January 1, 2026, California’s Delete Request and Opt-Out Platform (DROP) will make that possible.

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The content of PrivacySpeak is not legal advice and should not be used as a substitute for consulting with a qualified attorney. Information provided may not apply to all jurisdictions and may be subject to change. © 2025 Bubeck Law LLC