PrivacySpeak
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$10 Million Lesson: Informational Robocalls Can Still Trigger TCPA Class Actions
Even well-intentioned customer outreach can create significant risk under the Telephone Consumer Protection Act (TCPA), especially when prerecorded calls are involved. A recent $9.95 million TCPA class settlement highlights how quickly informational communications can turn into costly litigation.
Designing Enforceable Opt-Ins: Lessons from Dahdah v. Rocket Mortgage
When websites tell users they agree to terms by clicking a button, when does that click actually bind them? In Dahdah v. Rocket Mortgage, LLC, No. 24-1910, 2026 LX 73742 (6th Cir. Jan. 26, 2026), the Sixth Circuit addressed that question in a setting familiar to many businesses: a consumer entering information on a lead-generation site and clicking buttons to move forward.
Cookies, Pixels, and Lawsuits: How a Simple Banner Can Protect Your Business
Not everybody loves a good cookie, and plaintiffs’ lawyers are proving it. In California, routine website cookies, pixels, and analytics tools are increasingly being cited as evidence of illegal “interception” under the California Invasion of Privacy Act (CIPA), particularly when users were never given a meaningful choice.
Are Texts with Video Clips “Prerecorded” Calls? The Ninth Circuit Says No
On January 13, 2026, the Ninth Circuit issued Howard v. Republican National Committee, reaffirming that texts are “calls” under the TCPA despite recent uncertainty. The court also held that a text containing a prerecorded video is not necessarily a “prerecorded” call signaling a narrower view of TCPA liability.
FCC Hits Pause (Again) on Global Consent Revocation
If you’ve been following the FCC’s evolving rules on TCPA consent revocation, you may be feeling a sense of déjà vu. The FCC has again delayed the most controversial part of its consent revocation rule: the requirement that an opt-out to one type of call or text would apply to all future automated or prerecorded calls and texts from the same caller.
Real Estate Agents: Before You Call or Text, Read This
If you’re a real estate agent or brokerage using calls or texts to generate sales, the TCPA should be on your radar. TCPA lawsuits against real estate professionals have surged in recent years. These cases frequently name both brokerages and individual agents, are costly to defend, and often stem from routine marketing calls or texts.
Is Trump really going to sign an executive order that overrides state AI laws?
On December 8, President Trump posted on Truth Social that the U.S. needs a single national AI rulebook, warning that no company can function if it must seek “50 approvals every time they want to do something.” He plans to sign an executive order that could sweep aside state-level AI laws and replace them with one federal standard.
The Second Circuit Enters the Chat: Texts Treated as Calls Under the TCPA
For the first time in the Second Circuit, a federal court has squarely decided whether a text counts as a “telephone call” under the TCPA for purposes of the National Do Not Call Registry. In Wilson v. Better Mortgage Corp., 2025 U.S. Dist. LEXIS 251694 (S.D.N.Y. Dec. 5, 2025), the Southern District of New York held that it does.
Don’t Drop the Ball on January 1: Three States Ring in Major Privacy Changes
With only a month left in 2025, businesses that handle consumer data should be preparing for three new state privacy laws taking effect on January 1 in Indiana, Kentucky, and Rhode Island. Each law fits within the growing patchwork of U.S. privacy regulation, but the applicability thresholds differ enough that companies may find themselves covered in one state but not another.
The Text Tug of War: How Courts Are Splitting on the TCPA
Is a text the same thing as a phone call? Most people would say, “Of course not.” But under the Telephone Consumer Protection Act (TCPA), that question has now split courts around the country and left businesses, consumers, and lawyers waiting for clarity.
California’s New “One-Click Delete” Tool Could Reshape Privacy
Imagine wiping your personal information from hundreds of data brokers with one action. No endless opt-outs. No searching for hidden links. No guessing who has your data. Beginning January 1, 2026, California’s Delete Request and Opt-Out Platform (DROP) will make that possible.
Back to the Drawing Board: Court Rejects Class Settlement for Avoidable Mistakes
In Kovanen v. Asset Realty LLC, 2025 U.S. Dist. LEXIS 220291 (W.D. Wash. Nov. 7, 2025), a federal judge rejected a $700,000 class action settlement over alleged real estate text messages because the agreement didn’t pass legal muster.
FCC Reverses Course: Internal “Do-Not-Call” Rule Will Stay
When the FCC first released its draft rulemaking on October 8, 2025, it looked as though the agency was ready to scrap one of the oldest parts of the TCPA: the internal “do-not-call” list rule. That rule requires every business that makes marketing calls to keep an internal list of people who have asked not to be called again.
Consent Complications Sink TCPA Class in Texas
In Mitchell v. Dallas, 2025 U.S. Dist. LEXIS 212107 (N.D. Tex. Oct. 28, 2025), a Texas federal court refused to certify a Telephone Consumer Protection Act (TCPA) class against Toyota of Dallas, and it all came down to consent.
Judge Calls CIPA “a Total Mess” in Major Privacy Ruling
Picture this: you run an online store. You add the Meta Pixel to track conversions and improve ads. It’s standard practice, until a demand letter arrives accusing you of “wiretapping” your own customers under a 1967 California privacy law.
One Word, No Class: “Residential” Definition Sinks TCPA Case
In Schmitendorf v. Juicy’s Vapor Lounge, Inc., 2025 U.S. Dist. LEXIS 208110 (D. Kan. Oct. 21, 2025), the court reminded everyone involved in TCPA class actions that sometimes a single word—“residential”—can determine the fate of the entire case.
Is Washington’s Email Marketing Law the Next Big Target for the Plaintiffs’ Bar?
It’s a question we’ve been discussing with clients for months, and now it’s starting to look real: Is Washington’s Commercial Electronic Mail Act (CEMA) becoming the next major class-action trend for plaintiffs’ attorneys?
William (Liam) Heusel Joins Bubeck Law
I’m excited to share that William (Liam) Heusel has joined Bubeck Law as our new Associate Attorney. Over the past year, our client base and projects have continued to grow, and I’m deeply grateful for the trust that growth represents. It also made it clear that it was time to expand our team.
Cleaning House: FCC Moves to Scrap Outdated Call Rules (And Some New Ones)
In a striking bit of self-reflection, the FCC’s latest draft order includes two blunt sections: “Eliminating Outdated Rules” and “More Recent Rules That Might Harm Consumers.” Together, they signal a long overdue housecleaning of the TCPA, parts of which date back to the 1990s.
One Year Later: CMS’s “One-to-One” Consent Rule Still Shapes Medicare Marketing
Open Enrollment runs from October 15 to December 7, and with it comes the annual flood of Medicare marketing. But here’s the catch: even though the FCC’s “one-to-one” consent rule was vacated this summer, the Centers for Medicare & Medicaid Services (CMS) version is still very much alive.
The content of PrivacySpeak is not legal advice and should not be used as a substitute for consulting with a qualified attorney. Information provided may not apply to all jurisdictions and may be subject to change. © 2025 Bubeck Law LLC