PrivacySpeak

Navigating the world of telemarketing, data privacy & AI

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Kellie Bubeck Kellie Bubeck

Say My Name: SelectQuote Scores Big Win—For Now

Companies are often sued not because they made the calls, but because someone else did. And when that “someone” is a third-party lead generator, plaintiffs need more than speculation to tie the defendant to the phone call. That was the key issue in Lightfoot v. SelectQuote, Inc., No. 1:24-cv-04673, 2025 U.S. Dist. LEXIS 103026 (N.D. Ill. May 30, 2025), where SelectQuote secured a win at the motion to dismiss stage by showing the call in question didn’t mention them at all.

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Kellie Bubeck Kellie Bubeck

Is TCPA Insurance Worth It? Here’s My Take

TCPA class actions are notoriously expensive to defend—even when the claims are weak. With statutory damages ranging from $500 to $1,500 per call or text and the potential for nationwide class exposure, litigation costs escalate quickly. Simply reaching or opposing class certification can cost tens, if not hundreds, of thousands of dollars. It’s no surprise that many businesses consider TCPA insurance as a safety net. But is it worth it? In my experience, not always—and here’s why.

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Kellie Bubeck Kellie Bubeck

Where There’s Smoke, There’s Fire: Lessons from a Multimillion-Dollar Telemarketing Indictment

A newly unsealed federal indictment out of Philadelphia serves as a powerful reminder to everyone in the lead generation, sales, and telemarketing space: you are responsible for knowing who you are doing business with. That includes knowing your lead sources, scrutinizing your contracts, and perhaps most importantly, shutting things down when something feels off.

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Kellie Bubeck Kellie Bubeck

Rule 68 Offers and Discovery Pitfalls: Lessons from Johnson v. Crowdvest

Under the Federal Rules of Civil Procedure, Rule 68 allows a defendant to make a formal settlement offer to the plaintiff, including accrued costs. If the plaintiff accepts within 14 days, judgment is entered. If not, the offer is withdrawn. But if the plaintiff ultimately recovers less than what was offered, they may have to cover the defendant’s post-offer costs.

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Kellie Bubeck Kellie Bubeck

Same Rules, New Tech: AI Calls Must Comply with the TCPA

Sometimes, it’s important to have a legal reminder—much like reminding your kids to say “please” or “thank you” for the thousandth time. So, here’s your reminder: if you are using artificial intelligence (AI) to make calls or send texts, they are subject to the Telephone Consumer Protection Act (TCPA).

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Kellie Bubeck Kellie Bubeck

The Early Text Gets the Lawsuit: Craftie Fox Sued Under TCPA

In recent months, a growing trend has emerged: plaintiffs filing TCPA class actions that claim companies violated federal calling time restrictions by reaching out before 8:00 a.m. or after 9:00 p.m. local time, even when the person may have given consent.

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Kellie Bubeck Kellie Bubeck

Modernizing Privacy, California-Style: CPPA Unveils New Proposed Rules

California is once again leading the charge in shaping the future of privacy regulation. On May 1, 2025, the California Privacy Protection Agency (CPPA) released a new round of proposed rules under the California Consumer Privacy Act (CCPA), aimed at modernizing how companies handle consumer data, automated decisionmaking, and cybersecurity oversight.

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Kellie Bubeck Kellie Bubeck

Can Texting Parents for COPPA Consent Trigger TCPA Liability?

Let’s say your child wants to download Minecraft. He’s prompted to enter a parent’s phone number before proceeding, and he puts in yours. Moments later, your phone buzzes with a text asking for parental consent. While this seems like a responsible move under the COPPA, you pause. You never agreed to receive that text. Does this comply with the TCPA?

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Kellie Bubeck Kellie Bubeck

FTC Updates COPPA to Strengthen Children’s Online Privacy Protections

If you're a parent, you've probably heard “Can I download this game?” more times than you can count. It may seem harmless, but behind that button lies a world of data collection—especially when the user is a child. To address this, the FTC rolled out major updates to the Children’s Online Privacy Protection Act (COPPA) on April 22, 2025, aiming to give parents greater control over how personal information is collected from children under 13 online.

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Kellie Bubeck Kellie Bubeck

FTC Puts the Brakes on Uber’s “Cancel Anytime” Claim

The Federal Trade Commission (FTC) has filed a lawsuit against Uber, claiming the company misled customers about its Uber One subscription service. According to the FTC, Uber charged people without proper consent, exaggerated promised savings, and made it ridiculously hard to cancel despite advertising the service as “cancel anytime.”

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Kellie Bubeck Kellie Bubeck

CIPA Claims Dismissed in Lakes v. Ubisoft: Consent Still Reigns Supreme

The California Invasion of Privacy Act (CIPA) is keeping a lot of lawyers busy these days, and not just in California. We’ve seen clients receive demand letters from California plaintiffs' firms claiming that the use of third-party cookies, pixels, and other tracking technology on their websites violates CIPA by functioning as a “trap and trace” device.

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Kellie Bubeck Kellie Bubeck

A Tale of Time Frames: The Established Business Relationship

If you’ve ever worked in sales, marketing, or compliance, you’ve probably heard: “You can call someone on the federal “do-not-call” list if you have an established business relationship (EBR), i.e., a purchase within the past 18 months or an inquiry within the past 3 months.” But state laws often have their own, much stricter time frames.

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The content of PrivacySpeak is not legal advice and should not be used as a substitute for consulting with a qualified attorney. Information provided may not apply to all jurisdictions and may be subject to change. © 2025 Bubeck Law LLC