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Kellie Bubeck Kellie Bubeck

Dead Argument Revived? Two Courts Rule Texts Are Not “Calls” Under TCPA

After a recent string of court rulings treating texts as “calls” under the TCPA, it seemed like the argument that texts are not calls was effectively dead. Trying to argue otherwise started to feel a bit like bringing a rotary phone to a smartphone fight. But two recent federal district court decisions suggest the issue may not be quite as settled as many assumed.

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Kellie Bubeck Kellie Bubeck

Fifth Circuit Exterminates Written Consent for Prerecorded Calls

In Bradford v. Sovereign Pest Control of TX, Inc., 2026 U.S. App. LEXIS 5614 (5th Cir. Feb. 25, 2026), the Fifth Circuit held that the TCPA requires only “prior express consent” for prerecorded calls to cell phones, and that consent may be oral or written.

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Kellie Bubeck Kellie Bubeck

Are Texts with Video Clips “Prerecorded” Calls? The Ninth Circuit Says No

On January 13, 2026, the Ninth Circuit issued Howard v. Republican National Committee, reaffirming that texts are “calls” under the TCPA despite recent uncertainty. The court also held that a text containing a prerecorded video is not necessarily a “prerecorded” call signaling a narrower view of TCPA liability.

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Kellie Bubeck Kellie Bubeck

Real Estate Agents: Before You Call or Text, Read This

If you’re a real estate agent or brokerage using calls or texts to generate sales, the TCPA should be on your radar. TCPA lawsuits against real estate professionals have surged in recent years. These cases frequently name both brokerages and individual agents, are costly to defend, and often stem from routine marketing calls or texts.

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Kellie Bubeck Kellie Bubeck

The Second Circuit Enters the Chat: Texts Treated as Calls Under the TCPA

For the first time in the Second Circuit, a federal court has squarely decided whether a text counts as a “telephone call” under the TCPA for purposes of the National Do Not Call Registry. In Wilson v. Better Mortgage Corp., 2025 U.S. Dist. LEXIS 251694 (S.D.N.Y. Dec. 5, 2025), the Southern District of New York held that it does.

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Liam Heusel Liam Heusel

The Text Tug of War: How Courts Are Splitting on the TCPA

Is a text the same thing as a phone call? Most people would say, “Of course not.” But under the Telephone Consumer Protection Act (TCPA), that question has now split courts around the country and left businesses, consumers, and lawyers waiting for clarity.

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Kellie Bubeck Kellie Bubeck

Consent Complications Sink TCPA Class in Texas

In Mitchell v. Dallas, 2025 U.S. Dist. LEXIS 212107 (N.D. Tex. Oct. 28, 2025), a Texas federal court refused to certify a Telephone Consumer Protection Act (TCPA) class against Toyota of Dallas, and it all came down to consent.

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Kellie Bubeck Kellie Bubeck

Another Court Says Plain Meaning Matters: Calls Are Not Texts

Two courts. One message. Post-McLaughlin, some judges are making it clear: text messages are not “telephone calls” under the TCPA. In Davis v. CVS Pharmacy, Inc., No. 4:24-cv-477-AW-MAF, 2025 U.S. Dist. LEXIS 167366 (N.D. Fla. Aug. 26, 2025), the plaintiff claimed CVS Pharmacy sent him two unsolicited texts while his number was on the National Do Not Call Registry. But he didn’t allege a single call.

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Kellie Bubeck Kellie Bubeck

Court Rules Tech Doesn’t Matter, How You Use Your Phone Does Under TCPA

If you’re like most people, your cell phone is glued to your side 24/7. But does the TCPA’s protection for “residential telephone subscribers” apply to cell phones? Before the Supreme Court’s recent decision in McLaughlin Chiropractic Assocs., Inc. v. McKesson Corp., 606 U.S. 146 (2025), the answer was clear. Now, courts are being forced to take another look.

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Kellie Bubeck Kellie Bubeck

Are Political Texts Legal? What You Need to Know Before November

With primaries heating up and the fall general election just around the corner, your phone is likely lighting up with political texts—requests for donations, reminders to vote, or messages promoting a particular candidate. While some people may find these messages informative, many consider them annoying. But are they actually illegal?

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Kellie Bubeck Kellie Bubeck

Good News for Marketers? Court Finds Texts Don’t Violate Do-Not-Call Rules

A federal court has ruled that the National Do Not Call Registry does not apply to texts. In Jones v. Blackstone Medical Services, LLC, No. 1:24-cv-01074-JEH-RLH, 2025 U.S. Dist. LEXIS 138371 (C.D. Ill. July 21, 2025), the court held that the “do-not-call” provision of the Telephone Consumer Protection Act (TCPA) applies only to phone calls and not texts.

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Kellie Bubeck Kellie Bubeck

Summer Bummer: UnitedHealthcare Settles TCPA Case for $3.5M

If you want to avoid a TCPA class action, start with two simple rules. First, hire a lawyer who focuses on TCPA and telemarketing compliance from the start. Second, don’t use a prerecorded voice. That choice puts the burden on you to prove prior express written consent for marketing calls, a standard many companies can’t meet cleanly. If you’re using prerecorded messages without airtight documentation, you’re making yourself a target.

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Kellie Bubeck Kellie Bubeck

Call Chaos Ahead? Supreme Court Ruling Could Shake Up Telemarketing Landscape

On June 20, 2025, the Court ruled in McLaughlin Chiropractic Associates, Inc. v. McKesson Corp. that district courts are not bound by the Federal Communications Commission’s (FCC) interpretation of the TCPA. Instead, judges must interpret the TCPA for themselves, using ordinary legal analysis, while giving “appropriate respect” to the agency’s view.

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The content of PrivacySpeak is not legal advice and should not be used as a substitute for consulting with a qualified attorney. Information provided may not apply to all jurisdictions and may be subject to change. © 2025 Bubeck Law LLC